Tailored Advice.
Whatever Your Mortgage Goal
Whatever your mortgage goal — from first-time buying to refinancing or building a portfolio — you’ll get tailored advice and expert guidance every step of the way.
Your property may be repossessed if you do not keep up repayments on your mortgage.
First-Time Buyers
Buying your first home can feel overwhelming — but it doesn’t have to be. We guide you step-by-step through the process, from getting a Decision in Principle to completion, with clear advice, simple explanations, and full support throughout.
Remortgages
Whether you want a better rate, to raise capital, or your deal is ending soon — we’ll search the market to find the right remortgage solution for you.
Buy-to-Let Investors
From your first investment property to managing a full portfolio, we offer expert guidance on buy-to-let mortgages — including limited company structures, rental stress tests, and capital raising strategies.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets
Landlords & Portfolio Growth
Looking to scale your portfolio or refinance multiple properties? We provide strategic planning, capital raising advice, and access to landlord-friendly lenders who understand property business models — including SPVs and inter-company loans.
Complex & Specialist Cases
Self-employed, low credit score, visa holders or unusual properties? We know which lenders to approach — and how to package your case for success.
Why Choose Genius Mortgages
With over a decade of mortgage experience, we don’t just search the market — we help you navigate it. Whether your case is straightforward or complex, you’ll receive clear, regulated advice, a tailored strategy, and the reassurance that your best interests come first.
10 Years+ Expertise
Trusted by buyers, landlords, and investors across hundreds of cases.
Fast & Clear Updates
We’re responsive, proactive, and committed to keeping you updated throughout your application journey.
Extensive Lender Access
Access to top lenders — matched to your goals.
Straight-Talking Advice
No jargon. Just honest, expert guidance — every step of the way.
Complex Case Specialist
Self-employed or complex case? We find lenders who’ll consider you.
Fully Regulated & Qualified
CeMAP certified for your peace of mind.
Not sure which option fits your situation? Let’s talk it through.
Your Mortgage Journey, Simplified.
Here’s how we take the stress out of securing your mortgage.
01
Enquire
Get in touch to discuss what you're looking for — no obligations, just honest advice.
02
Share Your Details
We’ll gather some key information to understand your goals and financial situation.
03
Review Tailored Options
Based on your profile, we’ll come back to you with the most suitable mortgage products.
04
Submit Application
Once you're happy, we’ll submit your mortgage application and upload all required documents.
05
Mortgage Offer Issued
The lender assesses your case and, if approved, issues a formal mortgage offer.
06
Completion
Your solicitor handles the final steps — and you get the keys or funding.